The Google Pay and PhonePe are more useful today, these apps are work in Android and iOS  platforms. Main utility of these apps are UPI payments, Bill payment - phone recharge, DTH service, gas, ticket booking- train, bus, flight, and etc.



           Google Pay

 

About Google Pay

  The Google pay is the first digital payment app in 2017 founded on NPCI’s UPI platform. The first brand name as Tez,and the Tez app was re branded as Google Pay.

Developer: Google

Supported networks:  Visa / Visa Debit / Visa electron,MasterCard / Debit MasterCard,American Express,Discover and etc.



Features of Google Pay


1. Platform: Android & iOS


2.Banking charge: Zero banking charge


3.Main Utilities: UPI payments, Bill payment - phone recharge, DTH service, gas, ticket booking- train, bus, flight, and etc.


4.Maximum Transaction Limit: More than 1 Lakh





 

      PhonePe


About PhonePe


   The PhonePe was created by former Flipkart employees(Sameer Nigam and Rahul Chari) in 2015 .The PhonePe was the 1st Android app providing UPI based services. 

 The PhonePe app exhibited a record-breaking download crossing 10M users In 3 months, and cross the 50M downloads on the Google Play store. 


Revenue       :   42.79 crore (US$6.0 million) (Financial Year 2018-19)

Users            :   218 million

Headquarters: Ashford Park View, Bangalore, Karnataka, India




Features of PhonePe


1.Platform: Android & iOS


2.Main Utilities: Bill Payments, DTH recharge, ticket bookings, UPI transactions


3.Banking charge: Zero banking charge


4.Transaction limit: wallet - 10000, Bank account Transaction limit - 1 Lakh per Transaction




Suggestion

          I would like to suggest Google Pay to everyone. Google pay is more secure and easy for the users.Its more helpful for sending and receiving money from your family members or friends.